CHATTEL MORTGAGE
AUSTRALIA

Business vehicle and equipment finance with tax benefits.
40 plus lenders. Fast approvals. No hidden fees.

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WHAT IS A CHATTEL MORTGAGE?

A chattel mortgage is one of the most popular business finance products in Australia. When you take out a chattel mortgage, your business takes immediate ownership of the vehicle or equipment while the lender holds a mortgage over the asset as security. Once the loan is repaid, the mortgage is discharged and you own the asset outright.

For businesses registered for GST, a chattel mortgage can offer significant tax advantages including GST input tax credits, interest deductions and depreciation claims. Volt Loans searches across more than 40 trusted Australian lenders to find the right chattel mortgage for your business.

KEY BENEFITS FOR YOUR BUSINESS

GST BENEFITS

GST registered businesses can claim the full GST input tax credit on the purchase price in the first BAS after settlement.

TAX DEDUCTIONS

Interest charges and asset depreciation may be claimed as tax deductions, reducing your overall cost of finance.

IMMEDIATE OWNERSHIP

Your business takes ownership of the asset from day one. Use it, brand it, and put it to work immediately.

FLEXIBLE TERMS

Loan terms from 1 to 7 years with optional balloon payments to reduce monthly repayments and improve cash flow.

ALL ASSET TYPES

Vehicles, trucks, trailers, plant and equipment, machinery and business assets of all kinds are eligible.

40 PLUS LENDERS

We search over 40 trusted Australian lenders to find the most competitive chattel mortgage rate for your business.

WHY CHOOSE VOLT LOANS

REAL PEOPLE

We are not just a website. Our team calls you to discuss your options and find the right loan for your business situation.

NO HIDDEN FEES

No surprises and no last minute changes to your rate before you sign. What we quote is what you get, every time.

6 MINUTE APPLICATION

Apply in 6 minutes on the website and our team will get straight to work finding the right chattel mortgage for your business.

FULLY ACCREDITED

Members of the FBAA and AFCA. We comply with all Australian financial regulations and hold our standards in high regard.

25 YEARS EXPERIENCE

As part of AAA Finance we have served thousands of Australian businesses for over 25 years. We know how to get you the right deal.

ABN HOLDERS WELCOME

Sole traders, partnerships, companies and trusts. If your business has an ABN we can help you find the right finance.

CRUNCH SOME NUMBERS

Use our repayment calculator to estimate your loan costs.

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Your actual rate will depend on your credit profile and lender assessment.

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ESTIMATED WEEKLY REPAYMENT

$140.05

Your actual rate will depend on your credit profile and lender assessment. This estimate does not include fees and charges.

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This calculator provides an estimate only and does not take into account all fees and charges. Results should not be relied upon for the purpose of making a decision in relation to a loan. Interest rates and other costs can change over time, affecting the total cost of the loan. Please discuss your individual circumstances with a qualified Australian Credit Licensee or authorised Credit Representative.

READY TO FINANCE YOUR NEXT ASSET?

Apply in 6 minutes. Our team will call you to discuss your options.

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