NEW CAR LOANS FOR MELBOURNE BUYERS
Arranging new car loans in Melbourne typically comes down to one thing. Finding a lender that actually says yes to borrowers like you, rather than one that looks good on a comparison site. That's where Volt earns its keep. We compare 40 plus lenders on one application. Major banks, non bank specialists, and the lenders most people have never heard of. Then we match the vehicle, the loan structure, and your credit history to the lender most comfortable with all three. Finance, construction and education and Ringwood, Dandenong and the Hoppers Crossing strip mean Melbourne buyers follow recognisable patterns, and we know which lenders move fastest on each one.
Practically, Melbourne customers come to us for three reasons. A firm number to negotiate with before they shop, a broker who actually knows each lender's appetite, and someone who picks up the phone when a hiccup pops up. You don't talk to three banks, you don't chase a signature across offices on the Monash, Eastern and West Gate freeways, and you don't end up at Ringwood, Dandenong and the Hoppers Crossing strip negotiating a rate that was set by the dealer's backend commission. One application, one broker, one outcome.
NEW CAR FINANCE OPTIONS WE OFFER
SECURED CAR LOAN
The most common new car finance option. The vehicle is used as security which typically means lower rates and more lender options.
CHATTEL MORTGAGE
Ideal if you use your new car for business. Potential GST and tax benefits. Talk to your accountant and let us find the right lender.
NOVATED LEASE
A three-way arrangement between you, your employer and a finance company. Pre-tax salary packaging can reduce your overall cost.
LOW DEPOSIT OPTIONS
Some lenders offer low or no deposit new car loans for qualified applicants. Ask our team what options are available for your situation.
WHY CHOOSE VOLT LOANS FOR YOUR ADELAIDE NEW CAR LOAN
40 PLUS LENDERS
We search over 40 trusted Australian lenders to find the most competitive new car loan rate for your situation.
REAL PEOPLE
We are not just a website. Our team calls you to discuss your options and find the right loan for your situation.
FAST APPROVALS
We know you want to get into your new car as quickly as possible. Our team works fast to get you a decision and drive away sooner.
6 MINUTE APPLICATION
Apply in 6 minutes on the website and our team will get straight to work finding your ideal new car finance.
FULLY ACCREDITED
Members of the FBAA and AFCA. We comply with all Australian financial regulations and hold our standards in high regard.
25 YEARS EXPERIENCE
As part of AAA Finance we have served thousands of happy customers for over 25 years. We know how to get you the ideal loan.
CRUNCH SOME NUMBERS
Use our repayment calculator to estimate your loan costs.
Your actual rate will depend on your credit profile and lender assessment.
ESTIMATED WEEKLY REPAYMENT
$140.05
Your actual rate will depend on your credit profile and lender assessment. This estimate does not include fees and charges.
APPLY NOWThis calculator provides an estimate only and does not take into account all fees and charges. Results should not be relied upon for the purpose of making a decision in relation to a loan. Interest rates and other costs can change over time, affecting the total cost of the loan. Please discuss your individual circumstances with a qualified Australian Credit Licensee or authorised Credit Representative.
EXPLORE MORE
Car Loans
Finance any car, new or used, with fast approvals.
Used Car Loans
Finance a quality used car with competitive rates.
Electric Car Finance
EV and hybrid specialists. New and used electric vehicles welcome.
Car Loan Refinancing
Already have a car loan? We may be able to get you a better rate.
FAQ
Common questions about new car loans answered.
Contact
Get in touch with our team today.
About Volt Loans
25 years experience in Australian asset finance.
READY FOR YOUR MELBOURNE NEW CAR LOAN?
Apply in 6 minutes. Our team will call you to discuss your Melbourne new car loan options and find the right rate from our network of 40 plus lenders.
APPLY NOW